for bankruptcy for many is the most difficult decision they will ever have to make. It is something completely foreign and new to them. Due to the fact that bankruptcy has such a stigma many people don’t discuss it and don’t really understand what bankruptcy is all about. If you take the step in the direction of bankruptcy remember that if you are in a Chapter 13 you will need Court approval for certain things. This does not mean that you are not allowed to make purchases nor are you being controlled by the Chapter 13 Trustee. It is necessary, however, for the Court and your creditors to know when you are making a major purchase such a vehicle or a home. This also applies if you are opting to sell your home or vehicle. Although it is not the most ideal situation and it can be a bit of a hassle saving your home and/or getting your financial situation under control; it is completely worth the extra work that being in a Chapter 13 may require of you. When looking into bankruptcy, knowing you are going to be committed to a Chapter 13 plan for 3 to 5 years may be a bit overwhelming, however, you will be able to continue living your life. Depending on your circumstances it may just take a little extra work and communication with your attorney.