Bankruptcy requires more than just signing papers and you’re headed out the door. It‘s hardly like that at all. When we present the list of documents required to our clients, I can never stress enough how important these documents are and how important it is to keep them updated. We don’t ask the documents to have them in our archives, these documents are extremely important in the bankruptcy process. Your documents are presented to the Chapter 7 Trustee or the Chapter 13 Trustee to show them the information we have presented is complete and accurate. When bringing in your documents, some may say it’s impossible to get a specific document, but no feat is too big if it’s important. We have seen people that needed just one paper from an old employer and although some of us may not want to go back to an old employer and/or the situation may get a bit awkward, they have been successful at retrieving the necessary documents. No one can keep you from getting your information and by law they must keep your records for a specific amount of time depending on the document. There is always something we can do to get a document and without them most of the time, the case cannot be completed. If just one paper is missing, believe me, the Chapter 7 Trustee or the Chapter 13 Trustee will ask for it at your 341 meeting (First Meeting of Creditors) and your case will not continue until you bring in those missing documents.
So once again, I’d like to say, I cannot stress enough how important these documents are and how important it is to keep them updated for the data entry part of your case and to ensure the finalization of your bankruptcy. What’s the simplest part of going through bankruptcy? Answer: the signing of your paperwork.